











In God We Trust, In Insurance We Beg T-Shirt — Premium Increases & Denial in Perpetuity | Prior Authorize This
Free shipping on orders over $60
About This Product
A faux-scripture for the American insurance experience. Premiums up. Claims denied. Faith required. Unisex tee.
In God we trust. In insurance, we beg.
That's the deal, isn't it. You pay every month, more than last year, more than the year before, and in return you get the privilege of asking. Asking for the medication. Asking for the procedure. Asking a stranger with a quota whether your body deserves the care your doctor already prescribed.
And the answer, somehow, keeps being the same one.
This shirt is for everyone who's noticed. The patient who's done begging. The parent reading another denial letter at the kitchen table. The nurse who hands the phone to the next patient because there's nothing left to say. The person staring at a premium increase notice wondering what, exactly, they're paying for.
Soft, lightweight, with the right amount of stretch. Unisex XS–5XL. Made to actually live in.
The details:
- 100% combed and ring-spun cotton (heather colors contain polyester)
- 4.2 oz./yd² (142 g/m²) — light and breathable
- Pre-shrunk fabric
- Side-seamed construction with shoulder-to-shoulder taping
- Blank product sourced from Nicaragua, Mexico, Honduras, or the US
Good to know:
- Fabric is slightly sheer and may appear see-through, especially in lighter colors or under bright lighting
- Replacement guarantee on defective, misprinted, or damaged items (14-day window, photo required)
Size guide
| LENGTH (inches) | WIDTH (inches) | CHEST (inches) | |
| XS | 27 | 16 ½ | 31-34 |
| S | 28 | 18 | 34-37 |
| M | 29 | 20 | 38-41 |
| L | 30 | 22 | 42-45 |
| XL | 31 | 24 | 46-49 |
| 2XL | 32 | 26 | 50-53 |
| 3XL | 33 | 28 | 54-57 |
| 4XL | 34 | 30 | 58-61 |
| 5XL | 35 | 31 | 62-65 |
Every denial letter is a bet that you'll stay quiet.
300 million claims are denied every year. Behind each one is a person told their doctor was wrong by someone who never examined them.
Prior Authorize This. started because the absurdity speaks for itself.
This shirt doesn't fix the system. But it makes it harder for the system to pretend nobody notices.
"Wore it to my follow-up. My doctor laughed. The billing department did not."
"I'm an RN. Bought one for myself and three for my unit."
"The real value is the conversations it starts. Everyone has a story."