{"product_id":"crossing-the-deductible-hoodie-prior-authorize-this","title":"Crossing The Deductible Hoodie | Prior Authorize This.","description":"\u003cp\u003eYou pay your health insurance premium every month. On time, whether you see a doctor or not. Then the day comes when you actually need the coverage you’ve been paying for, and you find out it hasn’t started yet. First you have to cross the deductible, often thousands of dollars out of your own pocket. And that’s if the claim doesn’t get denied on the way over.\u003cbr\u003e\u003cbr\u003eSo you row. You put off the appointment to see if it gets better on its own. You pay the bills in pieces. You book the scan in October because you’re almost across. Then the calendar turns, the deductible resets to zero, and you’re back on the near shore holding the oars. Still paying the premium.\u003cbr\u003e\u003cbr\u003eThe art is a parody of Washington Crossing the Delaware, the 1851 painting by Emanuel Leutze. Same freezing water, same small boat, same faces set against the wind. Except the river is made of medical bills, and the woman at the front is a patient holding her IV pole like a flag. If you’ve been lucky enough never to learn these words: the premium is what you pay each month to have insurance, and the deductible is what you pay on top of that before your plan starts sharing most of the costs.\u003cbr\u003e\u003cbr\u003eThis hoodie is for everyone in that boat. The patient planning surgery around the plan year. The family on a high-deductible plan, stretching one deductible across three diagnoses. The person who finally reached the other side in November and got six good weeks of the coverage they’d been paying for since January.\u003cbr\u003e\u003cbr\u003eWashington got a painting for one crossing. You make yours every year, and pay a monthly fee for the privilege.\u003cbr\u003e\u003cbr\u003eMidweight 50\/50 fleece pullover with a front pouch pocket. Unisex S–3XL. Warm enough for the crossing.\u003cbr\u003e• 50% pre-shrunk cotton, 50% polyester\u003cbr\u003eHeather Sport Dark Navy is 40% cotton, 60% polyester\u003cbr\u003e• Fabric weight: 8.0 oz\/yd² (271.25 g\/m²)\u003cbr\u003e• Air-jet spun yarn with a soft feel and reduced pilling\u003cbr\u003e• Double-lined hood with matching drawcord\u003cbr\u003e• Quarter-turned body to avoid crease down the middle\u003cbr\u003e• 1 × 1 athletic rib-knit cuffs and waistband with spandex\u003cbr\u003e• Front pouch pocket\u003cbr\u003e• Double-needle stitched collar, shoulders, armholes, cuffs, and hem\u003cbr\u003e• Blank product sourced from Bangladesh, Nicaragua, Honduras or El Salvador\u003cbr\u003e\u003cbr\u003eThis product is made especially for you as soon as you place an order, which is why it takes us a bit longer to deliver it to you. 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